Terms of Service

These Terms of Service (“Terms”) govern your access to and use of interKanect (the “Service”), operated by interKanect (“we,” “us”). interKanect is a business-to-business investigative research tool that aggregates and cross-references California public records. By creating an account or using the Service, you agree to these Terms on behalf of yourself and the firm you represent.

1. Eligibility and verification

The Service is available only to licensed private investigators, licensed attorneys, judgment-enforcement professionals, and comparable professionals with a legitimate need for asset-location research. Before search access is granted, your firm must complete onboarding, submit valid professional credentials for review, and pass our verification process. We may approve, deny, suspend, or revoke access at our sole discretion. You must provide accurate information and keep it current.

2. Permissible purpose (required for every search)

Every search requires you to declare a permissible purpose from a defined list, which we record. Permitted purposes are limited to defined professional uses: enforcement of a specific court-ordered judgment; support of active civil litigation; pre-litigation asset investigation conducted for a client matter; collection of a documented debt; and fraud investigation tied to a client engagement. You agree to provide a case number, judgment number, or client/matter reference where applicable. You represent and warrant that each search is conducted for the declared purpose and that you have any authorization the law requires.

3. Prohibited uses

You will not use the Service, or any data obtained through it, to:

• Make any decision about a consumer’s eligibility for credit, insurance, employment, housing, tenant screening, government benefits, licensing, or any other purpose governed by the Fair Credit Reporting Act (FCRA) or California’s Investigative Consumer Reporting Agencies Act (ICRAA) or Consumer Credit Reporting Agencies Act (CCRAA). The Service is not a consumer reporting agency, its output is not a consumer report or investigative consumer report, and the Service is not designed, marketed, or furnished for any such purpose.
• Forward, reformat, combine, score, or otherwise use Service data as an input to any eligibility decision described above.
• Stalk, harass, intimidate, threaten, or harm any person, or to facilitate domestic violence.
• Discriminate against any person in violation of law.
• Violate any applicable privacy, data-protection, consumer-reporting, motor-vehicle-record, financial-information, professional-licensing, court-access, anti-stalking, or address-confidentiality law.
• Resell, redistribute, scrape, or build a competing dataset or product.
• Impersonate another person or misrepresent your permissible purpose.

Violation of this section is a material breach and grounds for immediate termination and referral to law enforcement or licensing authorities.

4. Compliance monitoring and audit

Every search is recorded in an append-only audit log capturing the searching user, your firm, the query, the declared permissible purpose and any certification you make (including its text version and timestamp), and the originating IP address. You consent to this logging. The audit log is retained on the schedule described in section 10. We may review search activity to detect misuse and may freeze or suspend any account or firm we reasonably believe is violating these Terms, with or without notice.

5. Fees, credits, and subscriptions

The Service uses a prepaid wallet and optional subscription plans. Searches and certain reports debit your wallet balance. Subscription plans renew automatically until cancelled and may include monthly credits and higher usage limits; your express consent to automatic renewal is captured at checkout, and you can cancel online at any time, effective at the end of the current billing period. Completed searches and reports are non-refundable, since they consume real data-processing resources at the moment of use — except for duplicate or unauthorized charges, material service failures, and refunds required by law. Prices may change on notice.

6. Data accuracy — no warranty

interKanect compiles information from government and other public-record sources. That information may be incomplete, outdated, mismatched, or in error, and record freshness varies by source (we publish “data as of” indicators where available). The Service is provided “as is” for investigative lead-generation only. You are responsible for independently verifying any information before relying on it, and identity matches in particular require your professional judgment. We do not guarantee accuracy, completeness, or fitness for any purpose.

7. Intellectual property

The Service, its software, design, and compilations are owned by us and protected by law. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable right to use the Service for your internal professional purposes. Reports you generate may be shared with your clients and used in support of legal proceedings consistent with these Terms; they are investigative leads, not certified records, and certified or otherwise admissible copies of source records must be obtained from the originating government source.

8. Disclaimers and limitation of liability

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We are not liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or data. Except for liability arising from fraud or willful misconduct, our total aggregate liability arising out of or relating to the Service, across all claims and legal theories, will not exceed the greater of the amounts you paid us in the twelve months preceding the claim or $100. Nothing in these Terms limits either party’s right to seek temporary or permanent injunctive relief.

9. Indemnification

You will indemnify and hold us harmless from any third-party claim, loss, or expense (including reasonable legal fees) arising out of your unlawful searches, false purpose certifications, republication of Service data, credential sharing, or other misuse of the Service or violation of these Terms. We will give you prompt notice of any such claim and reasonable cooperation, at your expense, in its defense; you will not settle any claim in a way that imposes obligations on us without our consent.

10. Termination

You may stop using the Service at any time. We may suspend or terminate access for violation of these Terms, suspected misuse, non-payment, or as required by law. Provisions that by their nature should survive termination will survive, including the audit log, which is retained for seven years from the date of each entry — longer only under legal hold, active investigation, or another documented exception — as part of our compliance program.

11. Governing law and disputes

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. The exclusive venue for disputes is the state and federal courts located in Los Angeles County, California, and you consent to their jurisdiction.

12. Changes to these Terms

We may update these Terms from time to time. Material changes will be communicated through the Service or by email. Continued use after changes take effect constitutes acceptance.

13. Contact

Questions about these Terms: support@interkanect.com.